Card Security Archives | Starting Business

What is 3-D Secure Authentication

3-D secure authentication is a highly advanced security protocol developed for online credit and debit card payment transactions. The financial services entity Visa has been the instigator for this security measure, developing and introducing 3-D authentication as a method of enhancing security…

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Benefits of Chip and PIN

The development of the Chip and PIN terminals into the worldwide market has enabled fast and efficient methods of conducting payment transactions using credit and debit cards. The integration of a smart card chip into the regular cash cards has been well received globally, with retailers and…

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What is a Chip Authentication Program – CAP

The Chip Authentication Program (CAP) is a special technological development that was developed for utilizing EMV banking smartcards by the MasterCard developers. Through CAP, users are able to authenticate payment transactions via telephone banking or online banking. Due to the high number…

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What is a PIN number

The Personal Identification Number (PIN) is a security feature that is found on credit and debit cards. A PIN is a four digit secret numeric code that is issued to a card holder when they obtain a card from any bank. The account holder can change their PIN number to a number that is easier…

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What is a Chip and PIN terminal

The introduction of the Chip and PIN system to consumers worldwide has lead to an efficient and fast method of payment transactions through credit and debit cards. Chip and PIN enables card holders to make payments through a secure method that is recognized across the globe…

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What is AVS

Address Verification System (AVS) is an added security feature on credit cards to reduce the risk of fraud and identity theft. This feature enables merchants to check the card holder’s personal identification details against their card issuer’s records. The Advanced Verification System…

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Limitations of Card Security Code

A card security code (CSC), also referred to as CVV, is an added security measure featured on credit and debit cards. However, as this code is not a widely used security feature on many websites the credit or debit card holder is still prone to being a victim of internet fraud. The CSC helps card holders…

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What is CVV

CVV is the Card Verification Value which is a security feature on credit and debit cards. Also referred to as the Card Verification Data, the CVV was a concept that was introduced to increase security and protect card holders from fraud and unauthorized use of their card…

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What is MasterCard SecureCode

The MasterCard SecureCode is an added security measure for online payment transactions through your MasterCard. The SecureCode is a private code that card holders use in order to protect their MasterCard account from fraudulent…

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