E-Check Processing
E-check processing is regarded as the electronic processing of check payments from customers for goods or services online. E- check processing is the advanced and online version of the traditional method of payment by checks and it has become increasingly popular among ecommerce companies today.
DeltaQuest can provide comprehensive e-check processing services for companies of all sizes, in a timely and professional manner. Our consultant’s are experienced in all areas of e-check processing and can advise you on how to use e-check processing to its full potential and effectively optimize your business.
For more information on how DeltaQuest can assist you with selecting and implementing an e-check processing solution, please Contact Us.
What is E-Check Processing
e-Check processing is the electronic version of the traditional paper check payment method and can be transacted online between a customer, wishing to pay for goods or services online, and the company offering these goods or services. An e-check offers customers convenience and a greater level of security and confidence in paying for commodities online as many individuals are concerns with online fraud schemes.
An e-check will require the same information as a traditional check in that it will include the amount of money to be paid, individuals bank account name and number, bank routing number and the signature of the payee. With e-checks, the signature is achieved digitally. E-check processing is only available for customers coming from the United States and Canada.
How to use E-Check Processing
There are two main methods of processing e-Checks, namely; ACH and Check21. ACH, also known as automated clearing house, enables e-checks to be processed in a similar way to how bank wires operate. With ACH processing, e-checks can take up to 7 working days to clear. Check21 processing is a more popular method of processing e-checks as it enables faster clearing and fund transfers to take place. The clearing of an e-check through Check21 can take between 1-3 days to clear.
E-Check Processing with DeltaQuest
DeltaQuest consultants are dedicated to providing companies with the most appropriate and cost effective payment processing solution that ultimately helps companies to meet their business objectives. With regards to e-checks, we can advise and guide you every step of the way in obtaining e-check processing and the relevant merchant account while also providing effective consultancy on how to operate your e-check processing service in compliance with industry standards.
Complete our E-Check Processing Application
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